Terms of use.

This site is provided free of charge for general information. By using it, you agree to these terms.

Information only, not advice

Everything on this site is general information about UK mortgages and personal finance. It isn't regulated financial advice, isn't specific to your circumstances, and shouldn't be the sole basis for any financial decision. For regulated advice, contact an FCA-authorised mortgage broker or independent financial adviser.

Accuracy

We strive for accuracy and maintain detailed methodology and assumptions pages. Rules and rates referenced here may change without us updating immediately, always verify lender-specific figures directly with your lender before committing to a decision.

No liability

To the extent permitted by law, we aren't liable for any loss arising from reliance on information or calculations on this site. The calculators provide estimates using documented assumptions, not guaranteed outcomes.

External links

We link to third-party sites (lenders, MoneyHelper, FCA, news sources etc.) for reference. We don't endorse those sites, don't control their content, and aren't responsible for their availability or accuracy.

Intellectual property

All content on this site is original unless otherwise attributed. You're welcome to share links and cite short quotations with attribution. Wholesale reproduction of calculators, content or design requires written permission.

Contact

Questions, corrections or complaints: get in touch.

Last updated: April 2026.