We take a minimalist approach to data. The calculators work entirely in your browser, we don't require accounts, and we collect as little information as possible.
When you visit the site we record anonymous, aggregate traffic data via privacy-respecting analytics: which pages are viewed, approximate country of origin, referrer, device type. This is used only to improve the site, we don't build profiles of individual visitors and we don't share it with third parties.
We use a single essential cookie to remember whether you've accepted our cookie notice. We don't use advertising cookies, analytics cookies, or any third-party cookies.
Under UK GDPR, you have the right to access, correct, or request deletion of any personal data we hold. Because we don't hold identifiable data about individual visitors, there's typically nothing to request. If you believe we do hold data about you, contact us and we'll respond within 30 days.
We link to external sites (MoneyHelper, FCA, lender websites etc.) to help you verify information. We don't control what data those sites collect, check their own privacy policies.
We'll update this page if our practices change. The "last updated" date below reflects the current version.
Last updated: April 2026.